Just Moved to a Hurricane-Prone State? Here Are 10 Things You Need to Know

If you've recently moved to a state where hurricanes are common—like Florida, Texas, Louisiana, or the Carolinas—welcome! Living near the coast has its perks, but it also means being prepared for one of nature’s most powerful forces.

Here are 10 essential things every newcomer should know about living in a hurricane-prone area. Whether you’re a first-time homeowner or just unfamiliar with these storms, this guide will help you protect your home, your family, and your peace of mind.

1. Hurricane Season Is Real — Know the Dates

Hurricane season runs from June 1 through November 30, with the highest storm activity typically occurring in August and September. Don’t wait until a storm is forming—prepare early in the season while supplies are still available and affordable.

2. You Need a Hurricane Kit

Every home should have an emergency kit ready to go well before a hurricane is announced. Your kit should include:

• One gallon of water per person per day (for at least 7 days)

• Non-perishable food

• Flashlights, batteries, and a battery-powered weather radio

• Prescription medications

• Power banks or backup phone chargers

• A basic first aid kit

• Important documents stored in a waterproof container

It’s smart to add personal comfort items, especially for kids and pets, to reduce stress during outages.

3. Flood Zones and Evacuation Zones Matter

Do you know if your home is in a flood-prone area or a mandatory evacuation zone? This affects your insurance requirements and how you prepare. Check your property status on FEMA flood maps or through your county’s emergency management website.

4. Homeowners Insurance Doesn’t Cover Everything

Many new residents are surprised to learn that standard homeowners insurance does not cover flood damage. In most hurricane-prone areas, you’ll likely need:

• A separate flood insurance policy (through FEMA/NFIP or a private insurer)

• A hurricane or windstorm deductible policy

Talk to your insurance provider early so you’re not caught off guard.

5. Know Your Evacuation Plan

When a major storm is coming, you need to know exactly where to go and how to get there. Keep a printed copy of your evacuation route and shelter options. Make sure your car stays fueled during hurricane season, and make arrangements in advance if you have pets, elderly family members, or special needs.

6. Strengthen Your Home Before a Storm Is Announced

The best time to prepare your home is when the skies are still clear. Look into:

• Installing hurricane shutters or upgrading to impact-resistant windows

• Securing your roof with tie-downs or hurricane straps

• Trimming trees and removing loose debris from your yard

Doing these things in advance can save you thousands in damage later.

7. Generators Are a Worthwhile Investment

Power can go out for days—or even weeks—after a hurricane. A generator helps keep your refrigerator running, your phone charged, and your home livable. You can choose between portable generators or whole-house systems depending on your budget and needs.

Always learn how to use a generator safely and never run it indoors or in enclosed spaces.

8. Stay Informed with Reliable Sources

Install weather apps that give you real-time updates from official sources like the National Hurricane Center or local emergency management. Don’t rely on social media alone—use trustworthy tools like NOAA Weather Radio, MyRadar, and your county’s alert system.

9. Be Ready for Cleanup and Recovery

Even if your house makes it through the storm, the aftermath can be exhausting. Be prepared with:

• Tarps, plastic sheeting, and duct tape

• Chainsaws or hand tools for debris removal

• Trash bags, gloves, and heavy-duty cleaning supplies

• Extra fuel and cash (credit systems may be down)

Stores may not reopen quickly, and access to supplies will be limited for days or weeks.

10. Community Support Is Key

One of the best parts of living through a storm is seeing neighbors come together. Help each other board up, check on the elderly, share supplies, and offer emotional support. Hurricanes bring out the worst in nature—but often the best in people.

Final Thoughts

Hurricanes are serious, but with knowledge and preparation, you can face them with confidence. Whether you’re securing your home or building your emergency kit, the steps you take now can make all the difference later.

And when you shop for your hurricane supplies through Hurricane Hub, you’re not just preparing—you’re giving back. Ten percent of our profits go directly to trusted hurricane relief ministries like Samaritan’s Purse and Southern Baptist Disaster Relief, both of which we’ve personally served with and trust deeply.

Stay safe. Stay ready. And be a neighbor others can count on.